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15 Year Mortgage Calculator

Comprehensive 15 yr. mortgage calculator


15 Year Mortgage Calculator How to Possibly Reduce Your Rate
This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This mortgage calculator factors in PMI (Private Mortgage Insurance), town property taxes, and their effect on the total monthly mortgage payment.
Purchase & Financing Information
Sale Price of Home: (In Dollars)
Percentage Down: %
Length of Mortgage: years
Annual Interest Rate: %
Explain Calculations: Show me the calculations and amortization
 


 

Want to see if you can get a lower rate?

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More information about 15 year mortgages

If you think you can't afford to pay off your mortgage in half the time (15 years vs. 30 years), you may be wrong. While the monthly payments are somewhat higher on a 15-year mortgage, the interest rate is typically a bit lower, which offsets part of the increase in the monthly payment.

You end up paying less than half the interest over the life of the loan since rates are lower and paid in half the time. You can compare the amount that you'll have to pay in the above calculator.

Quick Links: 15 Year Mortgage

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